January 2017 Budget

Welcome to 2017, friends…where the points are made up, but the budget still counts! Spoiler alert. I am OBSESSED with every. single. item. that I purchased this month, and know that they will be pieces that I wear for many seasons to come!

Check out January’s budget below to see the damage:

January budget 2017 | Style On Target blog

January 2017 Budget
+ Loft Floral Bouquet Sweater (here)
J.Crew Gray Sweater Blazer (here)
+ Loft Cherry Print Fit-and-Flare Dress (here…so warm and cozy!)
+ J.Crew Navy Puffer Coat (here…so warm!)
+ J.Crew Red Crossbody Purse (here)

Bonus Items:
+ Salvatore Ferragamo Black Patent Vara Pumps (thrifted for way less, but original version here)
+ Madewell Yellow Polka Dot Neck Scarf (here)
+ J.Crew Navy/Green Stripe Pom Scarf (here…free because they sent me the wrong color!)

So this “five piece” budget that I piloted (so corporate-business-speak of me) in November and December was perfect for what I needed at this point in my life/style journey that I’m going to continue it into 2017. Just a reminder, thrifted items do not count towards the budget and accessories (that aren’t shoes or purses) also don’t count.

This month I want to try bullet point summaries of each item, because I think they each deserve a short little write up…so here. we. go!

  1. This Loft bouquet sweater might be the prettiest sweater I have ever seen. The flowers are all thickly embroidered on and the colors are vivid and beautiful. Also, who expected me to not purchase the navy and red sweater? It is practically sold out online, so check back often or call your local store to see if they have one in your size. I sized up from my regular medium to a large, because the arms were TIGHT….so just a warning there.
  2. This J.Crew sweater-blazer-thing-a-majig may not look like much and may have also cost me a pretty penny, but I never want to take it off. Like ever. It is super quality (like old-school J.Crew) and fitted to perfection (as long as you size down one size). Warning though, it is another one that is selling out quickly, so read the reviews online (here) if you don’t believe me and order now!
  3. The Loft cherry print dress was scored on super clearance…I think I paid $10 for it? It is the perfect vintage pattern, and I love a good fit-and-flare dress that can be worn at work and during the summer with a jean jacket. I wore it to work once already with a white button down shirt underneath it…and the compliments would not stop coming.
  4. This J.Crew navy puffer coat. I don’t normally count outerwear in my budget, but I already bought my one coat for the 2016-2017 winter season. However, this one was an absolute keeper, because 1.) It’s navy. 2.) You can belt it so you don’t look like a marshmallow. 3.) It is so warm and has the best best best features (fleece-lined pockets, anyone). 4.) I scored it for a great deal during an extra 50% off sale online. Buy it if you’re looking for a great winter weather coat!
  5. And lastly, but not leastly, my new favorite J.Crew red crossbody purse! It is a gorgeous red leather with a fun blue tag accent, and it’s the perfect size for me. I do not mind at all that I spent 10-15 minutes looking for coupon codes online to lower the cost of it it to $80. Well worth it!

And you already know about the score of the Salvatore Ferragamo Black Patent Vara Pumps if you read this post (here).

Things That Didn’t End Up Working
+ This J.Crew oxford check skirt – love the print obviously, but way, way, WAY too short. I knew it would be…and still placed the order!
+  This Loft tulip lace top in navy – Gorgeous and high quality, but I ordered a medium and it was GIGANTIC. Definitely need a smaller size…and might even have to go two sizes down.

Again, I honestly have no idea what I want to add to my closet in February, but man…some of those new spring arrivals are calling my name (and some of them are definitely not…no more bell sleeves, please)!

I need some new work pants, but I don’t plan on counting those towards my budget because that’s boring! And I did already order the tan J.Crew Regent Blazer (here) on super sale with the coupon code of “GETSHOPPING” and some credits that I had. Fingers crossed that I love it, and then I’ll count it towards next month!

How did you do this month on your budget? I’m linking up with Franish’s Budgeting Bloggers, and you should too!

December 2016 Budget

This past week (okay, and month) has been a blur of brightly colored lights, piles of presents, sheets of cookies, and dozens of candy canes, but I couldn’t be happier! I love this time of year and spending all the time I can with my family.

I’m off work the rest of the week to hang out with my family and spend all my Christmas cash! But before I do that, let me tell you about how I spent my December dollars! ;)

Check out December’s budget below to see the damage:

December 2016 budget | Style On Target blog

December 2016 Budget
+ Mossimo Supply Co. Tan Hiking Boots (here)
Merona Navy Fair Isle Sweater (here)
+ Mossimo Beige Long Cardigan (here…so warm and cozy!)
+ Boden Black/Gray Houndstooth Print Skirt (here)
+ Sam Edelman Tall Slouch Boots (here)

Bonus Items:
+ Target Brown Faux Fur Scarf (here)
+ Target Layered Statement Necklace (here)

*Update from last month, I ended up not loving the Gap multicolored stripe sweater (here), so back it went. I did end up purchasing another J.Crew corduroy blazer (here – this time in navy) for a very-affordable-can’t-turn-away-price ($60!) during Thanksgiving/Black Friday, so I swapped it into the sweater’s place!

So just as a reminder, during November and December I said I was going to be limiting my budget just to five items per month, not counting all my “loop holes” (outerwear, accessories that aren’t purses or shoes, and/or thrifted items). I held true to this plan last month (check it out here), and this month it was even easier (I think Christmas/presents had something to do with that as well)!

The Boden skirt (here) is stunnnnnner, and piece that will work in my closet for years to come! I already wore it here, but I’m excited to wear it without tights too…actually anything without tights, please!

The two sweaters from Target were actually inspired by other bloggers’ outfits, but trust me when I say that their options were much, much more expensive (the similar cardigan was over $450…gasp!). These are actually two of the best sweaters I have seen from Target in a long time and are not thin by any means. Highly recommend, especially since I got the fair isle in gray for Christmas, so I have both color options of them now!

And lastly, I can’t get over these Sam Edelman boots, and how great a deal I got for them from Amazon (under $80!). Now to get a suede protector spray for them!

Things That Didn’t End Up Working
+ This Gap stripe sweater – as mentioned above, I thought I was going to look this one, so I included it in my November roundup, but it ended up being too crazy and too weird fitting to keep!
+  This Limited blazer – I have a ton of blazers, and this one wasn’t a winner because it was too thin, but I seriously love the print if you don’t mind a ponte blazer!
+ This Loft black scallop lace top – I really really really wanted to love this, because it is exactly what I have been looking for and the quality was great, but the shape was very trapeze style, and that just doesn’t work for my body top, so back it went!

I honestly have no idea what I plan to add to my closet in January…which probably means I don’t need much or at least consult my winter wishlist post (here). Maybe a small red crossbody purse? Or a pair of printed work pants? Definitely no more brown boots, hah!

How did you do this month on your budget? I’m linking up with Franish’s Budgeting Bloggers, and you should too!

November 2016 Budget

Whoa. Is anyone else still coming out of the fog that was Thanksgiving break? I think I spent a little bit too much time eating stuffing, watching a billion football games, and throwing all my money at J.Crew during their Black Friday sales.

I have a ton of orders coming in, but since this post is going up today, I had to make an educated guess as to what items I’ll actually end up keeping from my Black Friday haul. So here’s my guess, but I could end up very wrong.

Check out November’s budget below to see the damage:

november budget 2016 | Style On Target

November 2016 Budget
+ Marks & Spencer Navy Ankle Strap Heels (here)
+ Uniqlo Brown Fur Fleece Vest (here – 4 other colors available…I kind of want the black too!)
+ Charter Club Polka Dot Sweater (here)*
+ Gap Multicolored Stripe Sweater (here for the men’s version and here for the women’s version)*
+ Sole Society Green Suede Ankle Boots (here)

Bonus Items:
+ J.Crew Plaid Coat (here – I save up for a new winter coat each year, and this is my 2016 one!)
+ Merona Green/Navy Plaid Scarf (here)

*Means they haven’t arrived yet, but I bet I end up keeping. The other three items have already been worn, so I know they’re keepers!

So just as a reminder, last month I said I was going to be limiting my budget just to five items per month, not counting outerwear and/or accessories that aren’t purses or shoes. I held true to this plan this month, and any of my other Black Friday scores not included above will apply to December….so let’s hope some of them don’t work out! ;)

The new budget helped me make some good decisions about what items I really really really wanted to keep and what items didn’t make the long term cut for my closet. The items above are either classic staples OR fun classic patterns that will keep things in my closet interesting (because Lord knows I would be bored to tears with a completely solid color closet).

And this month, I discovered that my favorite London chain (Marks & Spencer)…now ships to the United States, so my whole life was made. Those gorgeous navy ankle strap block heels (last seen in this post) are perfect for work and look great with and without tights!

The Uniqlo fleece/fur vest (here) was a great dupe for the J.Crew fur vest (here) that was much MUCH more expensive, so win there!

Things That Didn’t End Up Working
+ This J.Crew houndstooth blazer – I have a ton of blazers, and this one wasn’t quite special enough to make it into my closet, but would recommend if you are looking for a work blazer!
+ This Loft cream sweater – I could not even describe how much I did not like this sweater. Boxy and oversized and so not my style.
+ This Ann Taylor tweed skirt – beautiful and gorgeous, but not versatile enough to wear enough times.

Again, I’m sure a lot of my five items next month will be taken up by my Black Friday purchases, but you’ll have to wait to see those! Can’t wait for that “mountain” of packages to arrive! ;)

How did you do this month on your budget? I’m linking up with Franish’s Budgeting Bloggers, and you should too!

October Budget 2016

Welllllllll, it’s a pretty surprising how much I spent this month, since I wasn’t even in the country for two weeks! But at least no one can say that I can’t make up for lost time! ;)

Check out October’s budget below to see the damage:

october 2016 budget; Style On Target

October 2016 Budget
Merona Green Suede Loafers – $13 ($25 originally – 25% off sale – $5 coupon code – here)
+ J.Crew Brown Corduroy Blazer – $110 ($168 originally – sale price – 30% off sale – here)
Maroon J.Crew Cardigan – $60 ($90 originally – 30% off sale – here)
+ Cat & Jack (Target kids line) White/Black Striped Turtleneck – $5 ($7 originally – 20% off kid’s clothing sale – here)
Superga Black Leather Sneakers – $25 ($30 originally – $5 coupon code – here)

Not Pictured:
Loft Rabbit Print Utility Blouse – $16 ($60 originally – 40% off sale – $20 Loft cash – here)
+ Old Navy Maroon Skirt – $5 ($25 originally – sale price – 40% off sale – here)
Uniqlo Plaid Shirt – $20 ($30 originally – sale price – here)
+ Old Navy Grid Print Pants – $0 ($35 originally –  40% off sale – rewards credit – here)
+ Etsy Navy Fit and Flare Dress – $35 ($35 originally – here)

Total Spent: $289

Goal: $200
Amount Under/Over: -$89 = $200 – $289
Total Saved: $216 = $505 (if not on sale) – $289
Item Count: 10
Carryover to Next Month: $21 = $110 – $89

I’m keeping this month’s review short, since I’m discussing a new budget idea to come in the next two months (or more, if I like how it works). But, I really, reallyREALLY, love the items I picked up this month. Perfectly perfect for my fall wardrobe! I mean look at those jewel colors!

Plus, I can’t wait to show you outfits with my new blazer (even though without buying it, I would have been WELL under budget) and my new Etsy dress (beg the owner of the shop to make you one like mine…which is what I did)! Outfits coming hopefully this week and next!

Things That Didn’t End Up Working
+ This fur/fleece vest from J.Crew – I liked it, but I didn’t like the price for how few ways I could think to wear it…so I am going to try this one from Uniqlo…for way less.
+ This gray tweed skirt from Loft – love the fabric and fit, but hate hate HATE the stitching of the panels together (so cheap looking)

Next month (and in December, as well), I’m going to be doing an experiment/little something different with my budget. I’m starting to notice that I am accumulating SO MANY ITEMS that it is almost making it hard to wear my clothes. Plus, I find myself gravitating to items that will last over several seasons, years, and even decades.

My plan for this is to first do a deep clean out of my closet (neeeeds it), develop a list of needs (i.e. basics) and wants (i.e. wishlist items), slowly build up my basics of good, quality pieces (examples: tan cashmere sweater and black ankle pants) that won’t directly impact my budget, and then limit the amount of  want/wishlist clothing and shoes that I have coming that WILL directly impact my budget.

I’m aiming to have an up-to-5-item-per-month budget with no real spending limit (mainly because this isn’t the huge issue right now), so it’s basically a modified 5-Item French-Wardrobe (more on that here, if you haven’t heard of it before). It’ll still give me options to be creative, but still give me a strict limit on what’s coming in. I’ll have to really really really want something for it to be part of my monthly budget, since it will only leave room for 4 other items in the month.

Thoughts on this new budget idea? Yay or nay? ;)

ps. I haven’t figured out what my limit with accessories will be, but I don’t really see too many of those coming in, so I guess I will address those as they come.

How did you do this month on your budget? I’m linking up with Franish’s Budgeting Bloggers, and you should too!

September 2016 Budget

Wake my up when my September budget ennnnnndddssss. Green Day anyone? (Aka this song). And even if you’re not a fan of the band or the song, you might be a fan of where my dollars went this month!

So let’s check out September’s budget below to see the damage:
september 2016 budget | Style On Target

September 2016 Budget
+ Old Navy Black/White Gingham Scarf  – $7 ($17 originally – 40% off sale – part of a reward coupon – here)*
Merona Plaid Blazer – $21 ($35 originally – 25% off Labor Day sale – $5 coupon code – here)*
+ Merona Burgundy Watch – $13 ($17 originally – 25% off Labor Day sale – here)*
+ Loft Red Floral Print Utility Blouse – $16 ($60 originally – 40% off sale – $20 Loft cash – here)
+ Sam & Libby Beige Scallop Flats – $21 ($35 originally – 25% off Labor Day sale – $5 coupon code – here)*

Not Pictured:
+ Old Navy Plaid Shirt Dress – $0 ($37 originally  – 40% off sale – part of a reward coupon – here)
+ Charter Club Tan Button Corduroy Skirt – $30 ($60 originally – sale price – 25% off sale – here)
+ Merona Black/White Grid Shirt Dress – $16 ($28 originally – 25% off Labor Day sale – $5 coupon code – here)
+ Merona Floral Print Shirt Dress – $16 ($28 originally – 25% off Labor Day sale – $5 coupon code – here)
+ Merona Navy Bird Print Shirt Dress – $16 ($28 originally – 25% off Labor Day sale – $5 coupon code – here)
+ Merona Cobalt Blue Fit and Flare Dress  – $21 ($28 originally – 25% off Labor Day sale  – here)
+ Loft Fox Graphic Tee – $17 ($30 originally – 40% off sale – here)
+ Amazon Black Tassel Crossbody Purse – $29 ($29 originally – looks like a Chloe Hudson dupe! – here)

Total Spent: $223

Goal: $200
Amount Under/Over: -$23 = $200 – $223
Total Saved: $209 = $432 (if not on sale) – $223
Item Count: 13
Carryover to Next Month: $110 = $133 – $23

Another month, another budget overflowth. #whoops

The good thing is that is wasn’t over by thaaaaat much, plus I’ll be in a foreign country for half of next month, so I probably won’t spend all of October’s budget. Probably. Definitely Maybe. However,  I always am up for a challenge! ;)

Back to this month’s budget though. I am a SUCKER for fall fashion. I seriously can’t get enough of the patterns, the colors, the layering abilities, etc. It’s my favorite time of the year for SO MANY REASONS.

Lots and lots of dresses this month, for some reason. But if you consider buying one thing from this month’s haul (and you already have these amazing scallop ballet flats), I would recommend buying this shirt dress from Target’s Merona brand. It comes in 5 different patterns, and I bought 3 of the 5. Such great prints (and fit), and I’m excited to wear them to work, on the weekend, and on date nights!

Target is also killing it in the shoe department, so when I was celebrating my blog anniversary, I decided to treat myself to not only a new skirt (see this post), but also new ankle boots (these from the dv for Target brand), since I wear mine alllllllll the time. These are super comfy, and I’m digging the double zipper action. Happy blog birthday to me.

And let’s end on the cutest note…this Loft fox tee. Dorbs.

Things That Didn’t End Up Working
+ This gorgeous J.Crew cardigan – for some reason, I ordered this in the dusty pink color…which is so not like me. I loved the fit and the quality, so I might try ordering it a different color (7 others) next time.
+ This blue button skirt from J.Crew – the color was WAY more purple than blue…sad face.
+ This blue coat from J.Crew Factory – this color was perfect, but the coat just hung like a sack…not a cute look for this girl, despite the pretty color. Back it goes…
+ These skinny jeans from The Limited – way too thin and way too tight.

Like I said before, next month will (fingers crossed) be a much smaller haul since I’ll be gone part of the month. But I keep waiting for this coat to go on sale (so much like my camel on from last year..but this time I want it in gray), and I’d also like to snag a gray turtleneck sweater (maybe this one). Other than that…it’s up in the air! What are you wanting to trick-or-treat yourself to in October?

How did you do this month on your budget? I’m linking up with Franish’s Budgeting Bloggers, and you should too!